Here’s an overview of the tax deed process in Michigan:

1. Delinquent Taxes: On March 1 of each tax year, properties with unpaid property taxes, interest, penalties, and fees for the previous 12 months or more become delinquent.

2. Foreclosure Petition: The taxing authority files a foreclosure petition with the court no later than June 15. The foreclosure process starts during the redemption period.

3. Redemption Period: If the delinquent taxes remain unpaid, the court will enter judgment, generally no later than late March of the next year. The redemption period starts from the date of the judgment, during which the property owner has the opportunity to redeem the property by paying off the delinquent taxes and associated fees.

4. No Right to Redemption: Once the redemption period expires and the property taxes remain unpaid, the previous owners lose their right to redeem the property. All previous title rights (with minor exceptions) are extinguished, and the property owner has no further right to redeem the property.

5. County Treasurer Ownership: After the redemption period expires, the county treasurer takes ownership of the tax-foreclosed property.

6. Public Auction: The county treasurer auctions tax-foreclosed properties at one or more public auctions, which typically take place between the 3rd Tuesday in July and the 1st Tuesday in November. State law requires that foreclosed properties be offered first to the State, the local community, and the County for purchase prior to auction.

7. Quitclaim Deed Transfer: At the public auction, all properties sold in Michigan are transferred directly to the highest bidder via a quitclaim deed. With the quitclaim deed, the successful bidder becomes the new owner of the property free and clear of all previous liens and encumbrances.

8. Restrictions on Bidders: State law prohibits the purchase of tax-foreclosed properties by any person who held an interest in the property for an amount less than the taxes, fees, and interest outstanding at the time of foreclosure.